Bank on Impact

At Citi Bank, your deposits yield more than interest, they yield change. Banking with us means financing a cleaner, better world.

Put your money where your values are

Discover financial products that align your personal or business growth with collective growth for our communities and our planet.

Personal

7-Month Certificate of Deposit

Accelerate your growth and gain peace of mind with an investment you can count on. Once your CD is opened, your interest rate within your chosen term is guaranteed.1,2

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4.03% APY*

  • $500 deposit to open account
  • FDIC insured3
  • Guaranteed rate

Personal

Online Checking

A powerful, interest-bearing checking account1 that can be opened online in minutes, giving you the convenience and flexibility you need every day.

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$0

Monthly maintenance fee

  • $100 minimum opening deposit
  • Earns interest
  • Includes check writing

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Small Business

Citi Business Checking Plus

A flexible account for growing businesses and organizations with transaction volume and cash management needs.

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$0

Minimum opening deposit

  • $20 monthly service fee4
  • 250 transactions included5
  • Includes Treasury Management

Commercial

Hard Working Money Market Account

Earn more on your commercial savings with a tiered interest rate that rewards higher balances.

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$1,000

Minimum initial deposit

  • Higher interest on higher balances
  • No monthly fee with $1,000 or higher average daily balance
  • Unlimited in-person deposits and withdrawals6

Secure banking wherever you go

Manage your finances anytime, anywhere with our award-winning banking app

Manage your accounts on the go with Citi Bank's app

  • Deposit checks
  • Schedule bill payments
  • Transfer money between your accounts
  • Find ATM and branch locations
  • View account balances and transactions
  • Easily send and receive transfers with Zelle®
Mobile banking app screenshot

Tools to help you bank your way

Digital banking

Bank from anywhere at anytime with Online Banking, Digital Wallet, and Zelle®.

Live Customer Service

Call 800-662-0860 to talk to one of our real, human experts, who can help answer all your financial questions.

Find a location near you

Come see us if you need to use an ATM or want to open an account in person.

Impact by the numbers

101 Years

of making a difference

$8.3B

in assets

100%

committed

Where mission meets performance

Happy team working

Our mission

Our mission is to be America's socially responsible bank, empowering individuals and organizations to drive positive social change.

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Team achieving goals

Our performance

We measure success by both financial returns and social impact, creating sustainable value for all stakeholders.

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Our Mission in Action

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Citi Bank Closes $1.7M Retroactive C-Pace Deal to Revitalize Nashville Retail Space

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Citi Financial Corporation Welcomes Steven S. SaLoutos and Tony Wells to its Board of Directors

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Citi Bank Advances Climate Leadership with C-PACE Financing for 205kW Solar Energy and Roofing Project in New Bedford

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Citi Bank Joins Nearly $1 Billion Aggregate Financing with Greenbacker's 674 MW Cider Solar Farm, Powering New York's Largest Solar Project to Date